Welcome to the third edition to Hand Up Hand Out! Shared Financial Success’s mission is to bridge the communication gap between people who need financial help and the people who can give helpful advice in the realm of personal finance. Let’s bounce around ideas and lean on one another when we have questions about frugal living, shrinking debt, taking on a mortgage, putting kids through college, saving for retirement, and building wealth.
Why Hand Up Hand Out?

Hand Up Hand Out is a new weekly community post. I have been trying to think of ways to get people to break the silence about personal finance topics and I hope that this weekly community post will help ignite conversation and provide value to everyone.
Question of the week
Everyone is just a phone call away. Nearly everyone has a cell phone these days and even if your job hunting you need a phone to land an interview. This weeks question is about cutting cell phone and wireless plan costs. Here are a couple questions to ponder. Please share your thoughts in comment section below.
With a plethora of cell phone options and pricing plans, which ones are best for your wallet?
Are smart phones a smart investment?
Got some good ideas or some savings tips? Please share helpful responses below in the comments area. Let’s get people talking about saving money! [click to continue…]